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HDFC Ltd Home Loan for ₹20 Lakh

EMI: ₹17,674/month at 8.75%. Min income: ₹32,135/month.

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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
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Monthly EMI
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Total Interest
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Total Payment
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Monthly Income
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New Loan EMI
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HDFC Ltd Home Loan for ₹20 Lakh - Key Details

Interest Rate
8.75% p.a.
Monthly EMI
₹17,674
Total Interest
₹22,41,760
Total Payment
₹42,41,760
Min Income Required
₹32,135/mo
Processing Fee
0.50% of loan amount or ₹3,000 whichever is higher

A ₹20 Lakh home loan from HDFC Ltd at 8.75% interest for 20 years will cost you ₹17,674 per month as EMI. You will pay a total interest of ₹22,41,760 over the loan tenure. The minimum monthly income needed is ₹32,135 (assuming no existing EMIs).

Frequently Asked Questions

What is HDFC Ltd home loan EMI for ₹20 Lakh?

HDFC Ltd Home Loan EMI for ₹20 Lakh at 8.75% for 20 years is ₹17,674 per month.

What income do I need for ₹20 Lakh home loan from HDFC Ltd?

You need a minimum monthly income of ₹32,135 for a ₹20 Lakh home loan from HDFC Ltd (at 8.75% rate, assuming no existing EMIs).

What is the total interest on ₹20 Lakh home loan from HDFC Ltd?

The total interest payable on ₹20 Lakh home loan from HDFC Ltd at 8.75% for 20 years is ₹22,41,760.

What is HDFC Ltd's processing fee for ₹20 Lakh home loan?

HDFC Ltd charges a processing fee of 0.50% of loan amount or ₹3,000 whichever is higher for Home Loan.

Can I prepay my HDFC Ltd home loan?

HDFC Ltd Home Loan prepayment policy: Nil for floating rate.

₹20 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%HDFC BankFrom 8.75 - 9.95%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%Bank of BarodaFrom 8.40 - 10.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Union BankFrom 8.35 - 10.75%Indian BankFrom 8.40 - 10.40%

Other HDFC Ltd Home Loan Amounts

₹10 LakhEMI ₹8,837/mo₹15 LakhEMI ₹13,256/mo₹25 LakhEMI ₹22,093/mo₹30 LakhEMI ₹26,511/mo₹35 LakhEMI ₹30,930/mo₹40 LakhEMI ₹35,348/mo₹45 LakhEMI ₹39,767/mo₹50 LakhEMI ₹44,186/mo