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IDBI Bank Home Loan for ₹50 Lakh

EMI: ₹43,075/month at 8.4%. Min income: ₹82,837/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
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Existing EMIs
₹ 0
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New Loan EMI
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Remaining Income
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IDBI Bank Home Loan for ₹50 Lakh - Key Details

Interest Rate
8.4% p.a.
Monthly EMI
₹43,075
Total Interest
₹53,38,000
Total Payment
₹1,03,38,000
Min Income Required
₹82,837/mo
Processing Fee
0.50% of loan amount + GST (max ₹20,000)

A ₹50 Lakh home loan from IDBI Bank at 8.4% interest for 20 years will cost you ₹43,075 per month as EMI. You will pay a total interest of ₹53,38,000 over the loan tenure. The minimum monthly income needed is ₹82,837 (assuming no existing EMIs).

Frequently Asked Questions

What is IDBI Bank home loan EMI for ₹50 Lakh?

IDBI Bank Home Loan EMI for ₹50 Lakh at 8.4% for 20 years is ₹43,075 per month.

What income do I need for ₹50 Lakh home loan from IDBI Bank?

You need a minimum monthly income of ₹82,837 for a ₹50 Lakh home loan from IDBI Bank (at 8.4% rate, assuming no existing EMIs).

What is the total interest on ₹50 Lakh home loan from IDBI Bank?

The total interest payable on ₹50 Lakh home loan from IDBI Bank at 8.4% for 20 years is ₹53,38,000.

What is IDBI Bank's processing fee for ₹50 Lakh home loan?

IDBI Bank charges a processing fee of 0.50% of loan amount + GST (max ₹20,000) for Home Loan.

Can I prepay my IDBI Bank home loan?

IDBI Bank Home Loan prepayment policy: Nil for floating rate.

₹50 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%HDFC BankFrom 8.75 - 9.95%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%Bank of BarodaFrom 8.40 - 10.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Union BankFrom 8.35 - 10.75%Indian BankFrom 8.40 - 10.40%

Other IDBI Bank Home Loan Amounts

₹10 LakhEMI ₹8,615/mo₹15 LakhEMI ₹12,923/mo₹20 LakhEMI ₹17,230/mo₹25 LakhEMI ₹21,538/mo₹30 LakhEMI ₹25,845/mo₹35 LakhEMI ₹30,153/mo₹40 LakhEMI ₹34,460/mo₹45 LakhEMI ₹38,768/mo