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Piramal Finance Loan Eligibility 2026

Check loan eligibility from Piramal Capital & Housing Finance. Compare interest rates, documents, and eligibility for all 4 loan types.

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Your Details
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Piramal Finance Loan Interest Rates & Eligibility 2026

Loan TypeInterest RateMax AmountMax TenureProcessing Fee
Home Loan10.00 - 16.00%₹2 Cr20 yearsUp to 3% + GST
Personal Loan14.00 - 26.00%₹10 L5 yearsUp to 4%
Business Loan15.00 - 24.00%₹2 Cr5 years2% + GST
Loan Against Property11.00 - 16.00%₹3 Cr15 yearsUp to 3%

Frequently Asked Questions

What loans does Piramal Finance offer?

Piramal Finance offers Home Loan, Personal Loan, Business Loan, Loan Against Property. Each comes with competitive interest rates and flexible tenure options.

What is the lowest interest rate at Piramal Finance?

Piramal Finance's lowest interest rate is 10% p.a. for Home Loan in 2026. Actual rates depend on your credit profile.

What is the minimum income required for a loan from Piramal Finance?

Minimum income requirements vary by loan type. For example, the minimum income for Home Loan is ₹25,000 per month.

Does Piramal Finance charge prepayment penalties?

Prepayment policies vary by loan type. For Home Loan: 4% of outstanding for fixed rate. Check specific loan types for detailed policies.

How do I apply for a loan at Piramal Finance?

You can apply online through Piramal Finance's website, visit the nearest branch, or use their mobile banking app. Ensure you have all required documents ready for faster processing.