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Tata Capital Loan Eligibility 2026

Check loan eligibility from Tata Capital. Compare interest rates, documents, and eligibility for all 6 loan types.

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Your Details
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Tata Capital Loan Interest Rates & Eligibility 2026

Loan TypeInterest RateMax AmountMax TenureProcessing Fee
Home Loan8.75 - 12.50%₹5 Cr25 yearsUp to 0.50% of loan amount + GST
Car Loan8.95 - 13.00%₹1 Cr7 years1% of loan amount + GST
Personal Loan10.99 - 24.00%₹35 L6 yearsUp to 3%
Business Loan13.00 - 20.00%₹5 Cr5 years2% + GST
Bike Loan12.00 - 20.00%₹5 L5 years1.50% of loan amount
Loan Against Property9.25 - 14.00%₹5 Cr18 yearsUp to 1.50% of loan amount + GST

Frequently Asked Questions

What loans does Tata Capital offer?

Tata Capital offers Home Loan, Car Loan, Personal Loan, Business Loan, Bike Loan, Loan Against Property. Each comes with competitive interest rates and flexible tenure options.

What is the lowest interest rate at Tata Capital?

Tata Capital's lowest interest rate is 8.75% p.a. for Home Loan in 2026. Actual rates depend on your credit profile.

What is the minimum income required for a loan from Tata Capital?

Minimum income requirements vary by loan type. For example, the minimum income for Home Loan is ₹25,000 per month.

Does Tata Capital charge prepayment penalties?

Prepayment policies vary by loan type. For Home Loan: Nil for floating rate loans. Check specific loan types for detailed policies.

How do I apply for a loan at Tata Capital?

You can apply online through Tata Capital's website, visit the nearest branch, or use their mobile banking app. Ensure you have all required documents ready for faster processing.