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Bandhan Bank Loan Eligibility 2026

Check loan eligibility from Bandhan Bank. Compare interest rates, documents, and eligibility for all 7 loan types.

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Your Details
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Bandhan Bank Loan Interest Rates & Eligibility 2026

Loan TypeInterest RateMax AmountMax TenureProcessing Fee
Home Loan9.16 - 14.00%₹3 Cr25 yearsUp to 1% of loan amount + GST
Car Loan10.00 - 14.00%₹50 L5 years1% + GST
Personal Loan11.00 - 18.00%₹20 L5 yearsUp to 3%
Education Loan12.00 - 15.00%₹30 L7 years1% + GST
Business Loan14.50 - 20.00%₹1 Cr5 years2% + GST
Gold Loan9.99 - 14.00%₹50 L2 years1% + GST
Loan Against Property10.00 - 15.00%₹2.50 Cr15 years1% of loan amount + GST

Frequently Asked Questions

What loans does Bandhan Bank offer?

Bandhan Bank offers Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, Gold Loan, Loan Against Property. Each comes with competitive interest rates and flexible tenure options.

What is the lowest interest rate at Bandhan Bank?

Bandhan Bank's lowest interest rate is 9.16% p.a. for Home Loan in 2026. Actual rates depend on your credit profile.

What is the minimum income required for a loan from Bandhan Bank?

Minimum income requirements vary by loan type. For example, the minimum income for Home Loan is ₹25,000 per month.

Does Bandhan Bank charge prepayment penalties?

Prepayment policies vary by loan type. For Home Loan: Nil for floating rate. Check specific loan types for detailed policies.

How do I apply for a loan at Bandhan Bank?

You can apply online through Bandhan Bank's website, visit the nearest branch, or use their mobile banking app. Ensure you have all required documents ready for faster processing.