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Bandhan Bank Personal Loan Eligibility 2026

Check your Bandhan Bank personal loan eligibility. Rate: 11.00 - 18.00% p.a. Max amount: ₹20 L.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Bandhan Bank Personal Loan Details 2026

Interest Rate
11.00 - 18.00% p.a.
Max Tenure
5 Years
Max Amount
₹20 L
Processing Fee
Up to 3%
Prepayment
5% of outstanding
Min Income
₹20,000/month

Bandhan Bank offers personal loan at an interest rate of 11.00 - 18.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹20 L with a minimum monthly income requirement of ₹20,000.

Bandhan Bank Personal Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹1 Lakh₹3,274₹17,864₹7,276/mo
₹2 Lakh₹6,548₹35,728₹14,552/mo
₹3 Lakh₹9,822₹53,592₹21,827/mo
₹4 Lakh₹13,095₹71,420₹29,100/mo
₹5 Lakh₹16,369₹89,284₹36,376/mo
₹7 Lakh₹22,917₹1,25,012₹50,927/mo
₹10 Lakh₹32,739₹1,78,604₹72,754/mo
₹15 Lakh₹49,108₹2,67,888₹1,09,129/mo

Documents Required for Bandhan Bank Personal Loan

Bandhan Bank Personal Loan Features

Frequently Asked Questions

What is Bandhan Bank personal loan interest rate in 2026?

Bandhan Bank Personal Loan interest rate ranges from 11.00 - 18.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum personal loan amount from Bandhan Bank?

Bandhan Bank offers a maximum personal loan of ₹20 L with a tenure of up to 5 years.

What is the processing fee for Bandhan Bank personal loan?

The processing fee for Bandhan Bank Personal Loan is Up to 3%.

What is the Bandhan Bank personal loan prepayment policy?

Bandhan Bank Personal Loan prepayment policy: 5% of outstanding.

What income is needed for a Bandhan Bank personal loan?

The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.