Check your Indian Bank personal loan eligibility. Rate: 10.30 - 14.15% p.a. Max amount: ₹10 L.
Indian Bank offers personal loan at an interest rate of 10.30 - 14.15% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹10 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,241 | ₹16,676 | ₹6,896/mo |
| ₹2 Lakh | ₹6,482 | ₹33,352 | ₹13,792/mo |
| ₹3 Lakh | ₹9,722 | ₹49,992 | ₹20,686/mo |
| ₹4 Lakh | ₹12,963 | ₹66,668 | ₹27,581/mo |
| ₹5 Lakh | ₹16,204 | ₹83,344 | ₹34,477/mo |
| ₹7 Lakh | ₹22,686 | ₹1,16,696 | ₹48,269/mo |
| ₹10 Lakh | ₹32,408 | ₹1,66,688 | ₹68,954/mo |
Indian Bank Personal Loan interest rate ranges from 10.30 - 14.15% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Indian Bank offers a maximum personal loan of ₹10 L with a tenure of up to 5 years.
The processing fee for Indian Bank Personal Loan is 1% of loan amount + GST.
Indian Bank Personal Loan prepayment policy: 3% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.