Check your Indian Bank business loan eligibility. Rate: 11.15 - 13.65% p.a. Max amount: ₹2.50 Cr.
Indian Bank offers business loan at an interest rate of 11.15 - 13.65% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹2.50 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹10,909 | ₹1,54,540 | ₹25,974/mo |
| ₹10 Lakh | ₹21,817 | ₹3,09,020 | ₹51,946/mo |
| ₹15 Lakh | ₹32,726 | ₹4,63,560 | ₹77,920/mo |
| ₹20 Lakh | ₹43,635 | ₹6,18,100 | ₹1,03,893/mo |
| ₹25 Lakh | ₹54,543 | ₹7,72,580 | ₹1,29,865/mo |
| ₹30 Lakh | ₹65,452 | ₹9,27,120 | ₹1,55,839/mo |
| ₹50 Lakh | ₹1,09,087 | ₹15,45,220 | ₹2,59,731/mo |
| ₹1 Crore | ₹2,18,173 | ₹30,90,380 | ₹5,19,460/mo |
Indian Bank Business Loan interest rate ranges from 11.15 - 13.65% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Indian Bank offers a maximum business loan of ₹2.50 Cr with a tenure of up to 5 years.
The processing fee for Indian Bank Business Loan is 1% + GST.
Indian Bank Business Loan prepayment policy: 2% of outstanding.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.