Check your Bank of Baroda business loan eligibility. Rate: 10.25 - 14.65% p.a. Max amount: ₹5 Cr.
Bank of Baroda offers business loan at an interest rate of 10.25 - 14.65% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹10,685 | ₹1,41,100 | ₹25,441/mo |
| ₹10 Lakh | ₹21,370 | ₹2,82,200 | ₹50,881/mo |
| ₹15 Lakh | ₹32,055 | ₹4,23,300 | ₹76,322/mo |
| ₹20 Lakh | ₹42,741 | ₹5,64,460 | ₹1,01,765/mo |
| ₹25 Lakh | ₹53,426 | ₹7,05,560 | ₹1,27,205/mo |
| ₹30 Lakh | ₹64,111 | ₹8,46,660 | ₹1,52,646/mo |
| ₹50 Lakh | ₹1,06,851 | ₹14,11,060 | ₹2,54,408/mo |
| ₹1 Crore | ₹2,13,703 | ₹28,22,180 | ₹5,08,817/mo |
Bank of Baroda Business Loan interest rate ranges from 10.25 - 14.65% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Bank of Baroda offers a maximum business loan of ₹5 Cr with a tenure of up to 5 years.
The processing fee for Bank of Baroda Business Loan is 1% of loan amount + GST.
Bank of Baroda Business Loan prepayment policy: 2% of outstanding.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.