Check your Bank of Baroda gold loan eligibility. Rate: 7.70 - 9.70% p.a. Max amount: ₹50 L.
Bank of Baroda offers gold loan at an interest rate of 7.70 - 9.70% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,685 | ₹4,220 | ₹14,009/mo |
| ₹2 Lakh | ₹17,370 | ₹8,440 | ₹28,017/mo |
| ₹3 Lakh | ₹26,055 | ₹12,660 | ₹42,025/mo |
| ₹5 Lakh | ₹43,425 | ₹21,100 | ₹70,041/mo |
| ₹7 Lakh | ₹60,795 | ₹29,540 | ₹98,057/mo |
| ₹10 Lakh | ₹86,850 | ₹42,200 | ₹1,40,081/mo |
Bank of Baroda Gold Loan interest rate ranges from 7.70 - 9.70% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Bank of Baroda offers a maximum gold loan of ₹50 L with a tenure of up to 3 years.
The processing fee for Bank of Baroda Gold Loan is 0.50% + GST.
Bank of Baroda Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.