Check your Axis Bank gold loan eligibility. Rate: 9.75 - 17.00% p.a. Max amount: ₹25 L.
Axis Bank offers gold loan at an interest rate of 9.75 - 17.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹25 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,780 | ₹5,360 | ₹14,634/mo |
| ₹2 Lakh | ₹17,560 | ₹10,720 | ₹29,267/mo |
| ₹3 Lakh | ₹26,340 | ₹16,080 | ₹43,900/mo |
| ₹5 Lakh | ₹43,900 | ₹26,800 | ₹73,167/mo |
| ₹7 Lakh | ₹61,460 | ₹37,520 | ₹1,02,434/mo |
| ₹10 Lakh | ₹87,800 | ₹53,600 | ₹1,46,334/mo |
Axis Bank Gold Loan interest rate ranges from 9.75 - 17.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Axis Bank offers a maximum gold loan of ₹25 L with a tenure of up to 2 years.
The processing fee for Axis Bank Gold Loan is 0.25% + GST.
Axis Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.