Check your Canara Bank gold loan eligibility. Rate: 7.65 - 9.65% p.a. Max amount: ₹50 L.
Canara Bank offers gold loan at an interest rate of 7.65 - 9.65% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,683 | ₹4,196 | ₹14,005/mo |
| ₹2 Lakh | ₹17,365 | ₹8,380 | ₹28,009/mo |
| ₹3 Lakh | ₹26,048 | ₹12,576 | ₹42,013/mo |
| ₹5 Lakh | ₹43,413 | ₹20,956 | ₹70,021/mo |
| ₹7 Lakh | ₹60,779 | ₹29,348 | ₹98,031/mo |
| ₹10 Lakh | ₹86,827 | ₹41,924 | ₹1,40,044/mo |
Canara Bank Gold Loan interest rate ranges from 7.65 - 9.65% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Canara Bank offers a maximum gold loan of ₹50 L with a tenure of up to 3 years.
The processing fee for Canara Bank Gold Loan is 0.50% + GST.
Canara Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.