Check your Union Bank gold loan eligibility. Rate: 7.80 - 9.80% p.a. Max amount: ₹50 L.
Union Bank of India offers gold loan at an interest rate of 7.80 - 9.80% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,690 | ₹4,280 | ₹14,017/mo |
| ₹2 Lakh | ₹17,379 | ₹8,548 | ₹28,031/mo |
| ₹3 Lakh | ₹26,069 | ₹12,828 | ₹42,047/mo |
| ₹5 Lakh | ₹43,448 | ₹21,376 | ₹70,078/mo |
| ₹7 Lakh | ₹60,827 | ₹29,924 | ₹98,109/mo |
| ₹10 Lakh | ₹86,896 | ₹42,752 | ₹1,40,155/mo |
Union Bank Gold Loan interest rate ranges from 7.80 - 9.80% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Union Bank offers a maximum gold loan of ₹50 L with a tenure of up to 3 years.
The processing fee for Union Bank Gold Loan is 0.50% + GST.
Union Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.