Check your Kotak Mahindra Bank gold loan eligibility. Rate: 10.00 - 17.00% p.a. Max amount: ₹50 L.
Kotak Mahindra Bank offers gold loan at an interest rate of 10.00 - 17.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,792 | ₹5,504 | ₹14,654/mo |
| ₹2 Lakh | ₹17,583 | ₹10,996 | ₹29,305/mo |
| ₹3 Lakh | ₹26,375 | ₹16,500 | ₹43,959/mo |
| ₹5 Lakh | ₹43,958 | ₹27,496 | ₹73,264/mo |
| ₹7 Lakh | ₹61,541 | ₹38,492 | ₹1,02,569/mo |
| ₹10 Lakh | ₹87,916 | ₹54,992 | ₹1,46,527/mo |
Kotak Mahindra Bank Gold Loan interest rate ranges from 10.00 - 17.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Kotak Mahindra Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for Kotak Mahindra Bank Gold Loan is 1% + GST.
Kotak Mahindra Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.