Check your Central Bank gold loan eligibility. Rate: 7.90 - 10.00% p.a. Max amount: ₹30 L.
Central Bank of India offers gold loan at an interest rate of 7.90 - 10.00% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹30 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,694 | ₹4,328 | ₹14,023/mo |
| ₹2 Lakh | ₹17,388 | ₹8,656 | ₹28,046/mo |
| ₹3 Lakh | ₹26,083 | ₹12,996 | ₹42,070/mo |
| ₹5 Lakh | ₹43,471 | ₹21,652 | ₹70,115/mo |
| ₹7 Lakh | ₹60,860 | ₹30,320 | ₹98,162/mo |
| ₹10 Lakh | ₹86,942 | ₹43,304 | ₹1,40,230/mo |
Central Bank Gold Loan interest rate ranges from 7.90 - 10.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Central Bank offers a maximum gold loan of ₹30 L with a tenure of up to 3 years.
The processing fee for Central Bank Gold Loan is 0.50% + GST.
Central Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.