100% Free

Bank of Baroda Personal Loan Eligibility 2026

Check your Bank of Baroda personal loan eligibility. Rate: 10.60 - 14.50% p.a. Max amount: ₹20 L.

1
Your Details
%
2
Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Bank of Baroda Personal Loan Details 2026

Interest Rate
10.60 - 14.50% p.a.
Max Tenure
7 Years
Max Amount
₹20 L
Processing Fee
2% of loan amount + GST
Prepayment
3% of outstanding
Min Income
₹20,000/month

Bank of Baroda offers personal loan at an interest rate of 10.60 - 14.50% p.a. with a maximum tenure of 7 years. The maximum loan amount is ₹20 L with a minimum monthly income requirement of ₹20,000.

Bank of Baroda Personal Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹1 Lakh₹3,255₹17,180₹6,926/mo
₹2 Lakh₹6,510₹34,360₹13,852/mo
₹3 Lakh₹9,765₹51,540₹20,777/mo
₹4 Lakh₹13,020₹68,720₹27,703/mo
₹5 Lakh₹16,275₹85,900₹34,628/mo
₹7 Lakh₹22,785₹1,20,260₹48,479/mo
₹10 Lakh₹32,550₹1,71,800₹69,256/mo
₹15 Lakh₹48,824₹2,57,664₹1,03,881/mo

Documents Required for Bank of Baroda Personal Loan

Bank of Baroda Personal Loan Features

Frequently Asked Questions

What is Bank of Baroda personal loan interest rate in 2026?

Bank of Baroda Personal Loan interest rate ranges from 10.60 - 14.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum personal loan amount from Bank of Baroda?

Bank of Baroda offers a maximum personal loan of ₹20 L with a tenure of up to 7 years.

What is the processing fee for Bank of Baroda personal loan?

The processing fee for Bank of Baroda Personal Loan is 2% of loan amount + GST.

What is the Bank of Baroda personal loan prepayment policy?

Bank of Baroda Personal Loan prepayment policy: 3% of outstanding.

What income is needed for a Bank of Baroda personal loan?

The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.