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Bank of Baroda Personal Loan for ₹3 Lakh

EMI: ₹9,765/month at 10.6%. Min income: ₹20,777/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
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Total Payment
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Monthly Income
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Existing EMIs
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New Loan EMI
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Remaining Income
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Bank of Baroda Personal Loan for ₹3 Lakh - Key Details

Interest Rate
10.6% p.a.
Monthly EMI
₹9,765
Total Interest
₹51,540
Total Payment
₹3,51,540
Min Income Required
₹20,777/mo
Processing Fee
2% of loan amount + GST

A ₹3 Lakh personal loan from Bank of Baroda at 10.6% interest for 3 years will cost you ₹9,765 per month as EMI. You will pay a total interest of ₹51,540 over the loan tenure. The minimum monthly income needed is ₹20,777 (assuming no existing EMIs).

Frequently Asked Questions

What is Bank of Baroda personal loan EMI for ₹3 Lakh?

Bank of Baroda Personal Loan EMI for ₹3 Lakh at 10.6% for 3 years is ₹9,765 per month.

What income do I need for ₹3 Lakh personal loan from Bank of Baroda?

You need a minimum monthly income of ₹20,777 for a ₹3 Lakh personal loan from Bank of Baroda (at 10.6% rate, assuming no existing EMIs).

What is the total interest on ₹3 Lakh personal loan from Bank of Baroda?

The total interest payable on ₹3 Lakh personal loan from Bank of Baroda at 10.6% for 3 years is ₹51,540.

What is Bank of Baroda's processing fee for ₹3 Lakh personal loan?

Bank of Baroda charges a processing fee of 2% of loan amount + GST for Personal Loan.

Can I prepay my Bank of Baroda personal loan?

Bank of Baroda Personal Loan prepayment policy: 3% of outstanding.

₹3 Lakh Personal Loan from Other Banks

SBIFrom 11.15 - 14.30%HDFC BankFrom 10.50 - 21.00%ICICI BankFrom 10.75 - 19.00%Axis BankFrom 10.49 - 22.00%Kotak Mahindra BankFrom 10.99 - 24.00%PNBFrom 10.40 - 14.85%Canara BankFrom 10.55 - 14.20%Union BankFrom 10.80 - 14.50%Indian BankFrom 10.30 - 14.15%IDBI BankFrom 10.50 - 14.50%

Other Bank of Baroda Personal Loan Amounts

₹1 LakhEMI ₹3,255/mo₹2 LakhEMI ₹6,510/mo₹4 LakhEMI ₹13,020/mo₹5 LakhEMI ₹16,275/mo₹7 LakhEMI ₹22,785/mo₹10 LakhEMI ₹32,550/mo₹15 LakhEMI ₹48,824/mo₹20 LakhEMI ₹65,099/mo