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Kotak Mahindra Bank Personal Loan for ₹1 Lakh

EMI: ₹3,273/month at 10.99%. Min income: ₹7,274/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
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Monthly Income
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Existing EMIs
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New Loan EMI
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Remaining Income
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Kotak Mahindra Bank Personal Loan for ₹1 Lakh - Key Details

Interest Rate
10.99% p.a.
Monthly EMI
₹3,273
Total Interest
₹17,828
Total Payment
₹1,17,828
Min Income Required
₹7,274/mo
Processing Fee
Up to 2.50%

A ₹1 Lakh personal loan from Kotak Mahindra Bank at 10.99% interest for 3 years will cost you ₹3,273 per month as EMI. You will pay a total interest of ₹17,828 over the loan tenure. The minimum monthly income needed is ₹7,274 (assuming no existing EMIs).

Frequently Asked Questions

What is Kotak Mahindra Bank personal loan EMI for ₹1 Lakh?

Kotak Mahindra Bank Personal Loan EMI for ₹1 Lakh at 10.99% for 3 years is ₹3,273 per month.

What income do I need for ₹1 Lakh personal loan from Kotak Mahindra Bank?

You need a minimum monthly income of ₹7,274 for a ₹1 Lakh personal loan from Kotak Mahindra Bank (at 10.99% rate, assuming no existing EMIs).

What is the total interest on ₹1 Lakh personal loan from Kotak Mahindra Bank?

The total interest payable on ₹1 Lakh personal loan from Kotak Mahindra Bank at 10.99% for 3 years is ₹17,828.

What is Kotak Mahindra Bank's processing fee for ₹1 Lakh personal loan?

Kotak Mahindra Bank charges a processing fee of Up to 2.50% for Personal Loan.

Can I prepay my Kotak Mahindra Bank personal loan?

Kotak Mahindra Bank Personal Loan prepayment policy: 4% of outstanding.

₹1 Lakh Personal Loan from Other Banks

SBIFrom 11.15 - 14.30%HDFC BankFrom 10.50 - 21.00%ICICI BankFrom 10.75 - 19.00%Axis BankFrom 10.49 - 22.00%Bank of BarodaFrom 10.60 - 14.50%PNBFrom 10.40 - 14.85%Canara BankFrom 10.55 - 14.20%Union BankFrom 10.80 - 14.50%Indian BankFrom 10.30 - 14.15%IDBI BankFrom 10.50 - 14.50%

Other Kotak Mahindra Bank Personal Loan Amounts

₹2 LakhEMI ₹6,547/mo₹3 LakhEMI ₹9,820/mo₹4 LakhEMI ₹13,094/mo₹5 LakhEMI ₹16,367/mo₹7 LakhEMI ₹22,914/mo₹10 LakhEMI ₹32,734/mo₹15 LakhEMI ₹49,101/mo₹20 LakhEMI ₹65,468/mo