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SBI Personal Loan for ₹1 Lakh

EMI: ₹3,281/month at 11.15%. Min income: ₹6,981/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
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Existing EMIs
₹ 0
0%
New Loan EMI
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Remaining Income
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SBI Personal Loan for ₹1 Lakh - Key Details

Interest Rate
11.15% p.a.
Monthly EMI
₹3,281
Total Interest
₹18,116
Total Payment
₹1,18,116
Min Income Required
₹6,981/mo
Processing Fee
1.50% of loan amount + GST

A ₹1 Lakh personal loan from SBI at 11.15% interest for 3 years will cost you ₹3,281 per month as EMI. You will pay a total interest of ₹18,116 over the loan tenure. The minimum monthly income needed is ₹6,981 (assuming no existing EMIs).

Frequently Asked Questions

What is SBI personal loan EMI for ₹1 Lakh?

SBI Personal Loan EMI for ₹1 Lakh at 11.15% for 3 years is ₹3,281 per month.

What income do I need for ₹1 Lakh personal loan from SBI?

You need a minimum monthly income of ₹6,981 for a ₹1 Lakh personal loan from SBI (at 11.15% rate, assuming no existing EMIs).

What is the total interest on ₹1 Lakh personal loan from SBI?

The total interest payable on ₹1 Lakh personal loan from SBI at 11.15% for 3 years is ₹18,116.

What is SBI's processing fee for ₹1 Lakh personal loan?

SBI charges a processing fee of 1.50% of loan amount + GST for Personal Loan.

Can I prepay my SBI personal loan?

SBI Personal Loan prepayment policy: 3% of outstanding.

₹1 Lakh Personal Loan from Other Banks

HDFC BankFrom 10.50 - 21.00%ICICI BankFrom 10.75 - 19.00%Axis BankFrom 10.49 - 22.00%Kotak Mahindra BankFrom 10.99 - 24.00%Bank of BarodaFrom 10.60 - 14.50%PNBFrom 10.40 - 14.85%Canara BankFrom 10.55 - 14.20%Union BankFrom 10.80 - 14.50%Indian BankFrom 10.30 - 14.15%IDBI BankFrom 10.50 - 14.50%

Other SBI Personal Loan Amounts

₹2 LakhEMI ₹6,562/mo₹3 LakhEMI ₹9,843/mo₹4 LakhEMI ₹13,124/mo₹5 LakhEMI ₹16,405/mo₹7 LakhEMI ₹22,967/mo₹10 LakhEMI ₹32,810/mo₹15 LakhEMI ₹49,215/mo₹20 LakhEMI ₹65,620/mo