100% Free

Muthoot Finance Loan Eligibility 2026

Check loan eligibility from Muthoot Finance Limited. Compare interest rates, documents, and eligibility for all 4 loan types.

1
Your Details
%
2
Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Muthoot Finance Loan Interest Rates & Eligibility 2026

Loan TypeInterest RateMax AmountMax TenureProcessing Fee
Gold Loan12.00 - 26.00%₹50 L2 years1% + GST
Personal Loan14.00 - 24.00%₹5 L3 years2% + GST
Business Loan15.00 - 24.00%₹50 L3 years2% + GST
Home Loan10.00 - 14.00%₹3 Cr15 years1% + GST

Frequently Asked Questions

What loans does Muthoot Finance offer?

Muthoot Finance offers Gold Loan, Personal Loan, Business Loan, Home Loan. Each comes with competitive interest rates and flexible tenure options.

What is the lowest interest rate at Muthoot Finance?

Muthoot Finance's lowest interest rate is 10% p.a. for Home Loan in 2026. Actual rates depend on your credit profile.

What is the minimum income required for a loan from Muthoot Finance?

Minimum income requirements vary by loan type. For example, the minimum income for Home Loan is ₹25,000 per month.

Does Muthoot Finance charge prepayment penalties?

Prepayment policies vary by loan type. For Home Loan: Nil for floating rate. Check specific loan types for detailed policies.

How do I apply for a loan at Muthoot Finance?

You can apply online through Muthoot Finance's website, visit the nearest branch, or use their mobile banking app. Ensure you have all required documents ready for faster processing.