Check your Muthoot Finance personal loan eligibility. Rate: 14.00 - 24.00% p.a. Max amount: ₹5 L.
Muthoot Finance Limited offers personal loan at an interest rate of 14.00 - 24.00% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹5 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,418 | ₹23,048 | ₹6,836/mo |
| ₹2 Lakh | ₹6,836 | ₹46,096 | ₹13,672/mo |
| ₹3 Lakh | ₹10,253 | ₹69,108 | ₹20,506/mo |
| ₹4 Lakh | ₹13,671 | ₹92,156 | ₹27,342/mo |
| ₹5 Lakh | ₹17,089 | ₹1,15,204 | ₹34,178/mo |
Muthoot Finance Personal Loan interest rate ranges from 14.00 - 24.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Muthoot Finance offers a maximum personal loan of ₹5 L with a tenure of up to 3 years.
The processing fee for Muthoot Finance Personal Loan is 2% + GST.
Muthoot Finance Personal Loan prepayment policy: 4% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.