Check your PNB bike loan eligibility. Rate: 12.00 - 14.65% p.a. Max amount: ₹3 L.
Punjab National Bank offers bike loan at an interest rate of 12.00 - 14.65% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹3 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹50K | ₹1,661 | ₹9,796 | ₹2,915/mo |
| ₹75K | ₹2,491 | ₹14,676 | ₹4,371/mo |
| ₹1 Lakh | ₹3,321 | ₹19,556 | ₹5,827/mo |
| ₹1.5 Lakh | ₹4,982 | ₹29,352 | ₹8,741/mo |
| ₹2 Lakh | ₹6,643 | ₹39,148 | ₹11,655/mo |
| ₹2.5 Lakh | ₹8,304 | ₹48,944 | ₹14,569/mo |
| ₹3 Lakh | ₹9,964 | ₹58,704 | ₹17,481/mo |
PNB Bike Loan interest rate ranges from 12.00 - 14.65% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
PNB offers a maximum bike loan of ₹3 L with a tenure of up to 5 years.
The processing fee for PNB Bike Loan is 0.75% + GST.
PNB Bike Loan prepayment policy: Nil after 6 months.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.