Check your IDBI Bank bike loan eligibility. Rate: 12.50 - 15.00% p.a. Max amount: ₹3 L.
IDBI Bank offers bike loan at an interest rate of 12.50 - 15.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹3 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹50K | ₹1,673 | ₹10,228 | ₹2,936/mo |
| ₹75K | ₹2,509 | ₹15,324 | ₹4,402/mo |
| ₹1 Lakh | ₹3,345 | ₹20,420 | ₹5,869/mo |
| ₹1.5 Lakh | ₹5,018 | ₹30,648 | ₹8,804/mo |
| ₹2 Lakh | ₹6,691 | ₹40,876 | ₹11,739/mo |
| ₹2.5 Lakh | ₹8,363 | ₹51,068 | ₹14,672/mo |
| ₹3 Lakh | ₹10,036 | ₹61,296 | ₹17,608/mo |
IDBI Bank Bike Loan interest rate ranges from 12.50 - 15.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IDBI Bank offers a maximum bike loan of ₹3 L with a tenure of up to 5 years.
The processing fee for IDBI Bank Bike Loan is 0.50% + GST.
IDBI Bank Bike Loan prepayment policy: Nil after 6 months.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.