Check your IDBI Bank loan against property eligibility. Rate: 9.00 - 12.00% p.a. Max amount: ₹5 Cr.
IDBI Bank offers loan against property at an interest rate of 9.00 - 12.00% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹12,668 | ₹5,20,160 | ₹24,362/mo |
| ₹20 Lakh | ₹25,335 | ₹10,40,200 | ₹48,722/mo |
| ₹30 Lakh | ₹38,003 | ₹15,60,360 | ₹73,083/mo |
| ₹50 Lakh | ₹63,338 | ₹26,00,560 | ₹1,21,804/mo |
| ₹75 Lakh | ₹95,007 | ₹39,00,840 | ₹1,82,706/mo |
| ₹1 Crore | ₹1,26,676 | ₹52,01,120 | ₹2,43,608/mo |
| ₹1.5 Crore | ₹1,90,014 | ₹78,01,680 | ₹3,65,412/mo |
| ₹2 Crore | ₹2,53,352 | ₹1,04,02,240 | ₹4,87,216/mo |
IDBI Bank Loan Against Property interest rate ranges from 9.00 - 12.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IDBI Bank offers a maximum loan against property of ₹5 Cr with a tenure of up to 15 years.
The processing fee for IDBI Bank Loan Against Property is 0.50% of loan amount + GST.
IDBI Bank Loan Against Property prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.