Check your SBI loan against property eligibility. Rate: 8.70 - 10.90% p.a. Max amount: ₹7.50 Cr.
State Bank of India offers loan against property at an interest rate of 8.70 - 10.90% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹7.50 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹12,506 | ₹5,00,720 | ₹24,050/mo |
| ₹20 Lakh | ₹25,012 | ₹10,01,440 | ₹48,100/mo |
| ₹30 Lakh | ₹37,517 | ₹15,02,040 | ₹72,149/mo |
| ₹50 Lakh | ₹62,529 | ₹25,03,480 | ₹1,20,249/mo |
| ₹75 Lakh | ₹93,793 | ₹37,55,160 | ₹1,80,372/mo |
| ₹1 Crore | ₹1,25,058 | ₹50,06,960 | ₹2,40,497/mo |
| ₹1.5 Crore | ₹1,87,587 | ₹75,10,440 | ₹3,60,745/mo |
| ₹2 Crore | ₹2,50,116 | ₹1,00,13,920 | ₹4,80,993/mo |
SBI Loan Against Property interest rate ranges from 8.70 - 10.90% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
SBI offers a maximum loan against property of ₹7.50 Cr with a tenure of up to 15 years.
The processing fee for SBI Loan Against Property is 0.50% of loan amount + GST.
SBI Loan Against Property prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.