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Union Bank Home Loan for ₹45 Lakh

EMI: ₹38,626/month at 8.35%. Min income: ₹74,281/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
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Total Payment
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Monthly Income
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Existing EMIs
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New Loan EMI
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Remaining Income
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Union Bank Home Loan for ₹45 Lakh - Key Details

Interest Rate
8.35% p.a.
Monthly EMI
₹38,626
Total Interest
₹47,70,240
Total Payment
₹92,70,240
Min Income Required
₹74,281/mo
Processing Fee
0.50% of loan amount + GST (max ₹15,000)

A ₹45 Lakh home loan from Union Bank at 8.35% interest for 20 years will cost you ₹38,626 per month as EMI. You will pay a total interest of ₹47,70,240 over the loan tenure. The minimum monthly income needed is ₹74,281 (assuming no existing EMIs).

Frequently Asked Questions

What is Union Bank home loan EMI for ₹45 Lakh?

Union Bank Home Loan EMI for ₹45 Lakh at 8.35% for 20 years is ₹38,626 per month.

What income do I need for ₹45 Lakh home loan from Union Bank?

You need a minimum monthly income of ₹74,281 for a ₹45 Lakh home loan from Union Bank (at 8.35% rate, assuming no existing EMIs).

What is the total interest on ₹45 Lakh home loan from Union Bank?

The total interest payable on ₹45 Lakh home loan from Union Bank at 8.35% for 20 years is ₹47,70,240.

What is Union Bank's processing fee for ₹45 Lakh home loan?

Union Bank charges a processing fee of 0.50% of loan amount + GST (max ₹15,000) for Home Loan.

Can I prepay my Union Bank home loan?

Union Bank Home Loan prepayment policy: Nil for floating rate.

₹45 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%HDFC BankFrom 8.75 - 9.95%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%Bank of BarodaFrom 8.40 - 10.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Indian BankFrom 8.40 - 10.40%IDBI BankFrom 8.40 - 12.25%

Other Union Bank Home Loan Amounts

₹10 LakhEMI ₹8,584/mo₹15 LakhEMI ₹12,875/mo₹20 LakhEMI ₹17,167/mo₹25 LakhEMI ₹21,459/mo₹30 LakhEMI ₹25,751/mo₹35 LakhEMI ₹30,042/mo₹40 LakhEMI ₹34,334/mo₹50 LakhEMI ₹42,918/mo