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IDBI Bank Gold Loan for ₹1 Lakh

EMI: ₹8,683/month at 7.65%. Min income: ₹14,005/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
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Existing EMIs
₹ 0
0%
New Loan EMI
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Remaining Income
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IDBI Bank Gold Loan for ₹1 Lakh - Key Details

Interest Rate
7.65% p.a.
Monthly EMI
₹8,683
Total Interest
₹4,196
Total Payment
₹1,04,196
Min Income Required
₹14,005/mo
Processing Fee
0.50% + GST

A ₹1 Lakh gold loan from IDBI Bank at 7.65% interest for 1 years will cost you ₹8,683 per month as EMI. You will pay a total interest of ₹4,196 over the loan tenure. The minimum monthly income needed is ₹14,005 (assuming no existing EMIs).

Frequently Asked Questions

What is IDBI Bank gold loan EMI for ₹1 Lakh?

IDBI Bank Gold Loan EMI for ₹1 Lakh at 7.65% for 1 years is ₹8,683 per month.

What income do I need for ₹1 Lakh gold loan from IDBI Bank?

You need a minimum monthly income of ₹14,005 for a ₹1 Lakh gold loan from IDBI Bank (at 7.65% rate, assuming no existing EMIs).

What is the total interest on ₹1 Lakh gold loan from IDBI Bank?

The total interest payable on ₹1 Lakh gold loan from IDBI Bank at 7.65% for 1 years is ₹4,196.

What is IDBI Bank's processing fee for ₹1 Lakh gold loan?

IDBI Bank charges a processing fee of 0.50% + GST for Gold Loan.

Can I prepay my IDBI Bank gold loan?

IDBI Bank Gold Loan prepayment policy: Nil.

₹1 Lakh Gold Loan from Other Banks

SBIFrom 7.50 - 9.50%HDFC BankFrom 8.50 - 16.50%ICICI BankFrom 10.00 - 16.00%Axis BankFrom 9.75 - 17.00%Kotak Mahindra BankFrom 10.00 - 17.00%Bank of BarodaFrom 7.70 - 9.70%PNBFrom 7.85 - 9.90%Canara BankFrom 7.65 - 9.65%Union BankFrom 7.80 - 9.80%Indian BankFrom 7.60 - 9.60%

Other IDBI Bank Gold Loan Amounts

₹2 LakhEMI ₹17,365/mo₹3 LakhEMI ₹26,048/mo₹5 LakhEMI ₹43,413/mo₹7 LakhEMI ₹60,779/mo₹10 LakhEMI ₹86,827/mo