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IDBI Bank Gold Loan for ₹3 Lakh

EMI: ₹26,048/month at 7.65%. Min income: ₹42,013/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
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Remaining Income
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IDBI Bank Gold Loan for ₹3 Lakh - Key Details

Interest Rate
7.65% p.a.
Monthly EMI
₹26,048
Total Interest
₹12,576
Total Payment
₹3,12,576
Min Income Required
₹42,013/mo
Processing Fee
0.50% + GST

A ₹3 Lakh gold loan from IDBI Bank at 7.65% interest for 1 years will cost you ₹26,048 per month as EMI. You will pay a total interest of ₹12,576 over the loan tenure. The minimum monthly income needed is ₹42,013 (assuming no existing EMIs).

Frequently Asked Questions

What is IDBI Bank gold loan EMI for ₹3 Lakh?

IDBI Bank Gold Loan EMI for ₹3 Lakh at 7.65% for 1 years is ₹26,048 per month.

What income do I need for ₹3 Lakh gold loan from IDBI Bank?

You need a minimum monthly income of ₹42,013 for a ₹3 Lakh gold loan from IDBI Bank (at 7.65% rate, assuming no existing EMIs).

What is the total interest on ₹3 Lakh gold loan from IDBI Bank?

The total interest payable on ₹3 Lakh gold loan from IDBI Bank at 7.65% for 1 years is ₹12,576.

What is IDBI Bank's processing fee for ₹3 Lakh gold loan?

IDBI Bank charges a processing fee of 0.50% + GST for Gold Loan.

Can I prepay my IDBI Bank gold loan?

IDBI Bank Gold Loan prepayment policy: Nil.

₹3 Lakh Gold Loan from Other Banks

SBIFrom 7.50 - 9.50%HDFC BankFrom 8.50 - 16.50%ICICI BankFrom 10.00 - 16.00%Axis BankFrom 9.75 - 17.00%Kotak Mahindra BankFrom 10.00 - 17.00%Bank of BarodaFrom 7.70 - 9.70%PNBFrom 7.85 - 9.90%Canara BankFrom 7.65 - 9.65%Union BankFrom 7.80 - 9.80%Indian BankFrom 7.60 - 9.60%

Other IDBI Bank Gold Loan Amounts

₹1 LakhEMI ₹8,683/mo₹2 LakhEMI ₹17,365/mo₹5 LakhEMI ₹43,413/mo₹7 LakhEMI ₹60,779/mo₹10 LakhEMI ₹86,827/mo