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LIC Housing Home Loan for ₹40 Lakh

EMI: ₹34,713/month at 8.5%. Min income: ₹63,115/month.

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Your Details
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

LIC Housing Home Loan for ₹40 Lakh - Key Details

Interest Rate
8.5% p.a.
Monthly EMI
₹34,713
Total Interest
₹43,31,120
Total Payment
₹83,31,120
Min Income Required
₹63,115/mo
Processing Fee
0.25% of loan amount + GST (max ₹15,000)

A ₹40 Lakh home loan from LIC Housing at 8.5% interest for 20 years will cost you ₹34,713 per month as EMI. You will pay a total interest of ₹43,31,120 over the loan tenure. The minimum monthly income needed is ₹63,115 (assuming no existing EMIs).

Frequently Asked Questions

What is LIC Housing home loan EMI for ₹40 Lakh?

LIC Housing Home Loan EMI for ₹40 Lakh at 8.5% for 20 years is ₹34,713 per month.

What income do I need for ₹40 Lakh home loan from LIC Housing?

You need a minimum monthly income of ₹63,115 for a ₹40 Lakh home loan from LIC Housing (at 8.5% rate, assuming no existing EMIs).

What is the total interest on ₹40 Lakh home loan from LIC Housing?

The total interest payable on ₹40 Lakh home loan from LIC Housing at 8.5% for 20 years is ₹43,31,120.

What is LIC Housing's processing fee for ₹40 Lakh home loan?

LIC Housing charges a processing fee of 0.25% of loan amount + GST (max ₹15,000) for Home Loan.

Can I prepay my LIC Housing home loan?

LIC Housing Home Loan prepayment policy: Nil for floating rate.