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LIC Housing Home Loan for ₹45 Lakh

EMI: ₹39,052/month at 8.5%. Min income: ₹71,004/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
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Monthly EMI
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Total Interest
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Total Payment
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Monthly Income
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Existing EMIs
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New Loan EMI
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Remaining Income
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LIC Housing Home Loan for ₹45 Lakh - Key Details

Interest Rate
8.5% p.a.
Monthly EMI
₹39,052
Total Interest
₹48,72,480
Total Payment
₹93,72,480
Min Income Required
₹71,004/mo
Processing Fee
0.25% of loan amount + GST (max ₹15,000)

A ₹45 Lakh home loan from LIC Housing at 8.5% interest for 20 years will cost you ₹39,052 per month as EMI. You will pay a total interest of ₹48,72,480 over the loan tenure. The minimum monthly income needed is ₹71,004 (assuming no existing EMIs).

Frequently Asked Questions

What is LIC Housing home loan EMI for ₹45 Lakh?

LIC Housing Home Loan EMI for ₹45 Lakh at 8.5% for 20 years is ₹39,052 per month.

What income do I need for ₹45 Lakh home loan from LIC Housing?

You need a minimum monthly income of ₹71,004 for a ₹45 Lakh home loan from LIC Housing (at 8.5% rate, assuming no existing EMIs).

What is the total interest on ₹45 Lakh home loan from LIC Housing?

The total interest payable on ₹45 Lakh home loan from LIC Housing at 8.5% for 20 years is ₹48,72,480.

What is LIC Housing's processing fee for ₹45 Lakh home loan?

LIC Housing charges a processing fee of 0.25% of loan amount + GST (max ₹15,000) for Home Loan.

Can I prepay my LIC Housing home loan?

LIC Housing Home Loan prepayment policy: Nil for floating rate.

₹45 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%HDFC BankFrom 8.75 - 9.95%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%Bank of BarodaFrom 8.40 - 10.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Union BankFrom 8.35 - 10.75%Indian BankFrom 8.40 - 10.40%

Other LIC Housing Home Loan Amounts

₹10 LakhEMI ₹8,678/mo₹15 LakhEMI ₹13,017/mo₹20 LakhEMI ₹17,356/mo₹25 LakhEMI ₹21,696/mo₹30 LakhEMI ₹26,035/mo₹35 LakhEMI ₹30,374/mo₹40 LakhEMI ₹34,713/mo₹50 LakhEMI ₹43,391/mo