South Indian Bank Gold Loan for ₹3 Lakh

EMI: ₹26,095/month at 7.99%. Min income: ₹43,492/month.

Your Details

Income Details

Monthly Income (₹)

₹

Existing EMIs / Monthly Obligations (₹)

₹

Loan Parameters

Interest Rate (% per annum)

Loan Tenure

Eligibility Results

Maximum Eligible Loan
₹ 0

Monthly EMI

₹ 0

Total Interest

₹ 0

Total Payment

₹ 0

Monthly Income

₹ 0

Existing EMIs

₹ 0

New Loan EMI

₹ 0

Remaining Income

₹ 0

South Indian Bank Gold Loan for ₹3 Lakh - Key Details

Interest Rate

7.99% p.a.

Monthly EMI

₹26,095

Total Interest

₹13,140

Total Payment

₹3,13,140

Min Income Required

₹43,492/mo

Processing Fee

0.50% + GST

A ₹3 Lakh gold loan from South Indian Bank at 7.99% interest for 1 years will cost you ₹26,095 per month as EMI. You will pay a total interest of ₹13,140 over the loan tenure. The minimum monthly income needed is ₹43,492 (assuming no existing EMIs).

Frequently Asked Questions

What is South Indian Bank gold loan EMI for ₹3 Lakh?

South Indian Bank Gold Loan EMI for ₹3 Lakh at 7.99% for 1 years is ₹26,095 per month.

What income do I need for ₹3 Lakh gold loan from South Indian Bank?

You need a minimum monthly income of ₹43,492 for a ₹3 Lakh gold loan from South Indian Bank (at 7.99% rate, assuming no existing EMIs).

What is the total interest on ₹3 Lakh gold loan from South Indian Bank?

The total interest payable on ₹3 Lakh gold loan from South Indian Bank at 7.99% for 1 years is ₹13,140.

What is South Indian Bank's processing fee for ₹3 Lakh gold loan?

South Indian Bank charges a processing fee of 0.50% + GST for Gold Loan.

Can I prepay my South Indian Bank gold loan?

South Indian Bank Gold Loan prepayment policy: Nil.

₹3 Lakh Gold Loan from Other Banks

SBIFrom 7.50 - 9.50%HDFC BankFrom 8.50 - 16.50%ICICI BankFrom 10.00 - 16.00%Axis BankFrom 9.75 - 17.00%Kotak Mahindra BankFrom 10.00 - 17.00%Bank of BarodaFrom 7.70 - 9.70%PNBFrom 7.85 - 9.90%Canara BankFrom 7.65 - 9.65%Union BankFrom 7.80 - 9.80%Indian BankFrom 7.60 - 9.60%

Other South Indian Bank Gold Loan Amounts

₹1 LakhEMI ₹8,698/mo ₹2 LakhEMI ₹17,397/mo ₹5 LakhEMI ₹43,492/mo ₹7 LakhEMI ₹60,889/mo ₹10 LakhEMI ₹86,984/mo