Check your South Indian Bank gold loan eligibility. Rate: 7.99 - 12.00% p.a. Max amount: ₹50 L.
South Indian Bank offers gold loan at an interest rate of 7.99 - 12.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,698 | ₹4,376 | ₹14,497/mo |
| ₹2 Lakh | ₹17,397 | ₹8,764 | ₹28,995/mo |
| ₹3 Lakh | ₹26,095 | ₹13,140 | ₹43,492/mo |
| ₹5 Lakh | ₹43,492 | ₹21,904 | ₹72,487/mo |
| ₹7 Lakh | ₹60,889 | ₹30,668 | ₹1,01,482/mo |
| ₹10 Lakh | ₹86,984 | ₹43,808 | ₹1,44,974/mo |
South Indian Bank Gold Loan interest rate ranges from 7.99 - 12.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
South Indian Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for South Indian Bank Gold Loan is 0.50% + GST.
South Indian Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.