Check your HDFC Ltd loan against property eligibility. Rate: 9.50 - 13.00% p.a. Max amount: ₹5 Cr.
HDFC Limited (merged with HDFC Bank) offers loan against property at an interest rate of 9.50 - 13.00% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹12,940 | ₹5,52,800 | ₹23,528/mo |
| ₹20 Lakh | ₹25,880 | ₹11,05,600 | ₹47,055/mo |
| ₹30 Lakh | ₹38,819 | ₹16,58,280 | ₹70,580/mo |
| ₹50 Lakh | ₹64,699 | ₹27,63,880 | ₹1,17,635/mo |
| ₹75 Lakh | ₹97,048 | ₹41,45,760 | ₹1,76,451/mo |
| ₹1 Crore | ₹1,29,398 | ₹55,27,760 | ₹2,35,270/mo |
| ₹1.5 Crore | ₹1,94,096 | ₹82,91,520 | ₹3,52,902/mo |
| ₹2 Crore | ₹2,58,795 | ₹1,10,55,400 | ₹4,70,537/mo |
HDFC Ltd Loan Against Property interest rate ranges from 9.50 - 13.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
HDFC Ltd offers a maximum loan against property of ₹5 Cr with a tenure of up to 15 years.
The processing fee for HDFC Ltd Loan Against Property is 1.50% of loan amount + GST.
HDFC Ltd Loan Against Property prepayment policy: 2% for fixed, nil for floating.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.