Check your Karur Vysya Bank personal loan eligibility. Rate: 11.50 - 17.00% p.a. Max amount: ₹15 L.
Karur Vysya Bank offers personal loan at an interest rate of 11.50 - 17.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹15 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,298 | ₹18,728 | ₹7,329/mo |
| ₹2 Lakh | ₹6,595 | ₹37,420 | ₹14,656/mo |
| ₹3 Lakh | ₹9,893 | ₹56,148 | ₹21,985/mo |
| ₹4 Lakh | ₹13,190 | ₹74,840 | ₹29,312/mo |
| ₹5 Lakh | ₹16,488 | ₹93,568 | ₹36,640/mo |
| ₹7 Lakh | ₹23,083 | ₹1,30,988 | ₹51,296/mo |
| ₹10 Lakh | ₹32,976 | ₹1,87,136 | ₹73,280/mo |
| ₹15 Lakh | ₹49,464 | ₹2,80,704 | ₹1,09,920/mo |
Karur Vysya Bank Personal Loan interest rate ranges from 11.50 - 17.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Karur Vysya Bank offers a maximum personal loan of ₹15 L with a tenure of up to 5 years.
The processing fee for Karur Vysya Bank Personal Loan is 2% of loan amount + GST.
Karur Vysya Bank Personal Loan prepayment policy: 3% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.