Check your L&T Finance loan against property eligibility. Rate: 10.50 - 14.50% p.a. Max amount: ₹3 Cr.
L&T Finance Limited offers loan against property at an interest rate of 10.50 - 14.50% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹3 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹13,493 | ₹6,19,160 | ₹24,533/mo |
| ₹20 Lakh | ₹26,987 | ₹12,38,440 | ₹49,068/mo |
| ₹30 Lakh | ₹40,480 | ₹18,57,600 | ₹73,600/mo |
| ₹50 Lakh | ₹67,467 | ₹30,96,040 | ₹1,22,668/mo |
| ₹75 Lakh | ₹1,01,201 | ₹46,44,120 | ₹1,84,002/mo |
| ₹1 Crore | ₹1,34,935 | ₹61,92,200 | ₹2,45,337/mo |
| ₹1.5 Crore | ₹2,02,402 | ₹92,88,240 | ₹3,68,004/mo |
| ₹2 Crore | ₹2,69,870 | ₹1,23,84,400 | ₹4,90,673/mo |
L&T Finance Loan Against Property interest rate ranges from 10.50 - 14.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
L&T Finance offers a maximum loan against property of ₹3 Cr with a tenure of up to 15 years.
The processing fee for L&T Finance Loan Against Property is Up to 2% of loan amount + GST.
L&T Finance Loan Against Property prepayment policy: 4% for fixed, nil for floating.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.