Check your L&T Finance personal loan eligibility. Rate: 12.00 - 28.00% p.a. Max amount: ₹25 L.
L&T Finance Limited offers personal loan at an interest rate of 12.00 - 28.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹25 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,321 | ₹19,556 | ₹6,642/mo |
| ₹2 Lakh | ₹6,643 | ₹39,148 | ₹13,286/mo |
| ₹3 Lakh | ₹9,964 | ₹58,704 | ₹19,928/mo |
| ₹4 Lakh | ₹13,286 | ₹78,296 | ₹26,572/mo |
| ₹5 Lakh | ₹16,607 | ₹97,852 | ₹33,214/mo |
| ₹7 Lakh | ₹23,250 | ₹1,37,000 | ₹46,500/mo |
| ₹10 Lakh | ₹33,214 | ₹1,95,704 | ₹66,428/mo |
| ₹15 Lakh | ₹49,821 | ₹2,93,556 | ₹99,642/mo |
L&T Finance Personal Loan interest rate ranges from 12.00 - 28.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
L&T Finance offers a maximum personal loan of ₹25 L with a tenure of up to 5 years.
The processing fee for L&T Finance Personal Loan is Up to 4%.
L&T Finance Personal Loan prepayment policy: 5% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.