Check your IDFC First Bank gold loan eligibility. Rate: 9.00 - 14.00% p.a. Max amount: ₹50 L.
IDFC First Bank offers gold loan at an interest rate of 9.00 - 14.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,745 | ₹4,940 | ₹14,575/mo |
| ₹2 Lakh | ₹17,490 | ₹9,880 | ₹29,150/mo |
| ₹3 Lakh | ₹26,235 | ₹14,820 | ₹43,725/mo |
| ₹5 Lakh | ₹43,726 | ₹24,712 | ₹72,877/mo |
| ₹7 Lakh | ₹61,216 | ₹34,592 | ₹1,02,027/mo |
| ₹10 Lakh | ₹87,451 | ₹49,412 | ₹1,45,752/mo |
IDFC First Bank Gold Loan interest rate ranges from 9.00 - 14.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IDFC First Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for IDFC First Bank Gold Loan is 1% + GST.
IDFC First Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.