Check your Yes Bank gold loan eligibility. Rate: 11.50 - 16.50% p.a. Max amount: ₹50 L.
Yes Bank offers gold loan at an interest rate of 11.50 - 16.50% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,862 | ₹6,344 | ₹14,770/mo |
| ₹2 Lakh | ₹17,723 | ₹12,676 | ₹29,539/mo |
| ₹3 Lakh | ₹26,585 | ₹19,020 | ₹44,309/mo |
| ₹5 Lakh | ₹44,308 | ₹31,696 | ₹73,847/mo |
| ₹7 Lakh | ₹62,031 | ₹44,372 | ₹1,03,385/mo |
| ₹10 Lakh | ₹88,615 | ₹63,380 | ₹1,47,692/mo |
Yes Bank Gold Loan interest rate ranges from 11.50 - 16.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Yes Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for Yes Bank Gold Loan is 1% + GST.
Yes Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.